When attempting to settle an expensive/high exposure claim for workers’ compensation benefits have you considered a structured settlement funded by an annuity? If not, our blog today will be of interest as we will put to rest three prevailing myths about settling via an annuity. Note, to abide by our one-minute blog time limit we …
Collecting TD and SDI: A 60-Second Seminar in Workers’ Compensation Claims Handling
Every workers’ compensation claims examiner has likely been told that an injured worker may not collect temporary disability and state disability insurance (SDI) benefits at the same time. We can confidently state that every examiner who received such training was given inaccurate information, as it is perfectly legal under certain circumstances for an injured worker …
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Lien Tactics: A 60-Second Seminar in Workers’ Compensation Claims Handling
When it comes to invoices from medical providers and other vendors, the standard rule in workers’ compensation claims administration is to pay what the administrator believes is owed and object to the balance. Unfortunately, the balance often becomes a point of contention resulting in a lien being filed with the Workers’ Compensation Appeals Board, and …
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Termination of Death Benefits: A 60-Second Seminar in Workers’ Compensation Claims Handling
We believe most claims professionals are aware that there two methods which allow for termination of workers’ compensation death benefits. They are: Inexplicably, a third method for termination of death benefits has also been put into use, a method which is not only illegal but subject to penalty. Various claims administrators are terminating death benefits once …
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The Waiting Period: A 60-Second Seminar in Workers’ Compensation Claims Handling
Surprisingly, workers’ compensation claims professionals continue to encounter problems administering the three-day temporary disability waiting period. One misunderstanding concern whether the waiting period is applied or waived when an injured worker returns to work on light duty at half-days immediately following an injury. In our blog today we will tackle some of the basic questions …
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Deviation Injuries: A 60-Second Seminar in Workers’ Compensation Claims Handling
It is common for employees to be injured when commuting on company business, and transportation injuries are typically deemed to be within the course and scope of employment. However, an exception exists if the accident occurs during what’s known under the law as a “deviation,” but many claims’ professionals may be surprised to learn that …
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Why Physicians Quit Comp: A 60-Second Seminar in Workers’ Compensation Claims Handling
In a previously published blog, entitled “Physicians Who Quit Comp,” we cautioned the claims industry that a campaign was being conducted encouraging medical providers to withdraw from the workers’ compensation system. Specifically, we said: “Currently, an educational campaign is being waged within the medical community where physicians are being encouraged to leave workers’ compensation under …
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Companion CT Claims: A 60-Second Seminar in Workers’ Compensation Claims Handling
It is common practice for applicant attorneys to file two applications for adjudication on behalf of an injured worker even when only one body part has been impacted. The first claim will identify a specific date of injury while the other will be for a continuous trauma to the same body part. It happens all …
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Protecting the Claims Adjuster: A 60-Second Seminar in Workers’ Compensation Claims Handling
Even though many examiners work remotely on a full-time basis, they are still under the threat that an irate and potentially violent injured worker might become aware of their day-to-day whereabouts. Not only does this make the examiner fearful for their personal safety but also for that of their family and co-workers. Memories of a …
The Numbers Don’t Add Up: A 60-Second Seminar in Workers’ Compensation Claims Handling
Many employers and claims professionals don’t realize that the rules of conventional mathematics don’t always apply to claims for workers’ compensation benefits. For example, in workers’ compensation 25 + 25 does not equal 50, at least not in the context of permanent disability calculations! Allow us to demonstrate. A 25% PD award is worth $29,217.50. …
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Putting the Cart Before the Horse: A 60-Second Seminar in Workers’ Compensation Claims Handling
In today’s blog we will explain a legal tactic used by applicants’ bar for over 30 years that has needlessly cost employers untold amounts of money. It is our sincere desire to put an end to this maneuver by bringing it to the attention of the workers’ compensation defense community. In September 1994 Governor Pete …
Physicians Who Quit Comp: A Sixty-Second Seminar in Workers’ Compensation Claims Handling
Have you ever wondered why so many physicians refuse to treat workers’ compensation patients? The answer is actually easy to explain. Physicians have a difficult time dealing with our present-day work comp system, which is exceptionally tedious and, for many physicians, simply not worth the time and expense. In fact, it’s surprising that more physicians …
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