Today’s Topic: The DWC-1 Claim Form It is reasonably understood in the workers’ compensation industry that an employer is required to provide a DWC-1 Claim Form to an injured worker within one working day of receiving notice or knowledge from any source of an industrial injury resulting in lost time beyond the employee’s work shift …
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Today’s Topic: The 240-Week TD Rule Most claims professionals operate from the premise that temporary disability compensation benefits are limited to a maximum payout of 104-weeks within five-years of the date of injury; however, under Labor Code 4656(a)(3) there are 9 injuries which provide a disabled worker with temporary disability compensation for up to 240-weeks: Acute and …
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Today’s Topic: State Mandated Education for Claims Adjusters For the most part workers’ compensation claims adjusters are aware of the need to complete state-mandated educational requirements every two years in order to continue to perform their job duties. However, we ask, “Who is overseeing and enforcing the educational rules?” Insurance Code 11761 directs the commissioner …
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Today’s Topic: The DWC Death Benefits Chart Excluding burial expenses, what is the maximum value of benefits payable in a death claim to “one total and one partial-dependent?” If you need a minute to go look it up, go ahead and research it. We’ll wait. Did you look it up? Is your answer $290,000? That’s …
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We are grateful to all our loyal clients, valued employees and dear colleagues. Thank you. A lot has happened since we first opened our doors. Please enjoy this flash to the past showing how far workers’ compensation has come just 32 years. For some this could be history, but for Friedman and Bartoumian, it’s experience. …
#5 DRUG TESTING POLICY Drug testing must be for cause with reasonable suspicion. Simply drug testing due to being involved in an industrial accident is not recommended unless required by federal or state regulations. Over the years many companies have implemented drug testing policies for various safety reasons. Certain drug testing policies are required by …
#11 FORMING COMPANY TEAMS Sponsoring Company Teams Can Lead to Workers’ Comp Liability If an Employee Becomes Injured Even Though Participation is Voluntary. Most employers are often aware that injuries occurring during an off-duty social, recreational or athletic activity are usually non-compensable. However, liability may apply when an employer generously offers to sponsor an employee …
Yes, That’s What You Get For Being Such A Good Employer! #18 PROVIDING A HOTEL ROOM Employees are covered 100% of the time while on overnight business trips! It is not unusual for companies to accept work assignments in other cities, requiring their employees to commute long distances. Depending on the location of the assignment …
